There are three things a Christian needs to do, in order to be blessed in their finances. The first is tithing. The second is giving offerings. The third is living within a budget. Several Christian pastors have done teachings on this. Look up Robert Morris and Rick Warren.
Father, we pray for no foreclosure for Michael junior and his family to stay in their home and pay the mortgage. AMEN!
Dear Father God and Lord Jesus, Through your grace and mercy, please allow Michaeljuniorone and his family to be able to stay in their current home. Let the mortgage lender have compassion on them. May Michael pray without ceasing to you and Lord Jesus. He can meditate on Jeremiah 29:12-13, in which you said, Father God, "Then you will call on me and come and pray to me, and I will listen to you. You will seek me and find me when you seek me with all your heart." Another Scripture that might be helpful is Psalm 32:8, "I will instruct you and teach you in the way you should go; I will counsel you with my loving eye on you." May Michael also visit the 211.org website, which is sponsored by United Way. They might be able to help him with housing expenses. Another option is to ask caring donors on the gofundme.com website for donations. In Jesus's name, I pray.