Ajs21, I am praying for you. Dear Father, In addition to the advice from Judy below, may You provide jobs and income for Ajs to make regular payments to pay off the debt. Help Ajs to know Your Presence daily and acknowledge You and see Your clear path in Jesus’s name. Amen
You can call the IRS and get a 6 month extension to pay. It is not advertised. Then set up a payment plan. I am praying for you to solve this stress and problem.